Free Yoplait yogurt coupon on Select General Mills Cereals!!
Children cereals 330-380gm Lucky Charms, Nesquik, Reese's, Apple Cinnamon Cheerios and Toast crunch cereals will have a coupon for Free 8x 60g Yogurt Tubes, 3 single serve Yop drinks or 6x 60gm Minigo yogurt.
Cheerios(except apple cinnamon) 345-500gm, Oatmeal Crisp425-505gm will have a coupon for a free tub 650g of Asana, Yoptimal, Source
*While Quantities last
Disclosure: I am a blogger for Life Made Delicious and I receive special perks as part of my affiliation with this group. The opinions on this blog are my own.”
They are also advertising a free Bulk Barn reusable shopping bag with a $10 purchase. I'm so glad they are running these deals right now. All of the fruit cake ingredients are on sale this week
and I'm going to Bulk Barn tomorrow!
Wow Sobeys! I don't think I have seen a Free Turkey deal before.
For Club Sobeys members only(free to join)
Limit of 1 turkey per customer
Grade A, frozen up to 7kg with a minimum $100 order
$100 minimum does not include the price of the turkey, gift cards, lottery, taxes or pharmacy
Turkeys are also on sale for 99cents/lb Sept 30-Oct 6
It's funny that I just got this email. I just put in a load of laundry and I used the Woolite Extra Dark Care! This laundry soap really does make a difference in the staying power of the colour in your dark clothes. When all of the employees at my husband's work received new uniforms (black shirts and black pants) everyone was asking him why is uniform still looked good after 2 months and theirs didn't! Now my secret is out! Free Samplesare limited so order yours today.
$0.75 Websaver.ca coupon Nutri-Grain* Superfruit bars (use with the $5 free Gas card promo)
$0.50 Websaver.ca coupon on any HABITANT Regular Jam or Light Spread
$2 Websaver.ca coupon when you buy any* 2 WONDER® Bread loaves. (I like Wonder+ Simply Free)
$1 Websaver.ca coupon J-cloth biodegradable
Direct Buy Canada is offering a free 30 day membership for a limited time. This is the perfect opportunity to go and check out the store and compare prices. During your 30 day free trial you will have purchasing privileges not to exceed $1000 from the Directbuy manufacturers library.
Request your free copy of The Insiders guide to Buying Direct and your free 30 day Direct Buy Membership available for a limited time!
The new Betty Crocker Cookbook is here! Fully revised with all-new photography, hundreds of new recipes and more cooking guidance than ever before, the 11th edition of the Betty Crocker Cookbook gives you the best of what you need to cook today.
It’s filled to the brim with classic and fresh ideas, helpful techniques and great features. Whether you’re an experienced cook or just finding your way around the kitchen, THE BIG RED COOKBOOK® is the only book you need for a lifetime of rewarding cooking.
The Betty Crocker Cookbook is valued at approximately $35.99 and
will be available through Amazon, Indigo and Chapters,
BettyCrocker.com and Wiley Publishing.
I am giving away one copy of the brand new Betty Crocker Cookbook to one lucky reader.
Contest runs from September 27th through October 27th 2011
Open to Canadian residents only, also please note readers can enter across multiple blogs but only win once
Once a winner is chosen via Random.org I will email the winner. You will have 48hours to claim your prize. If the prize is not claimed in that 48hours another winner will be chosen at random.
To Enter Mandetory Entry (must be done first!)
Share your favourite new recipe from LifeMadeDelicious and Betty Crocker for a chance to win! Follow this link https://lifemadedelicious.ca/bccookbook to view a sneak peek of the book along with 400 new recipes!
Livingwell is giving out 10,000 free samples of Extra Strength Reactine allergy medicine Today (Sept 27) You will need to check throughout the day because they never have a set time for when the free samples are live.
Livingwell has changed a bit and you need to sign up to be able to receive the free samples. While you are on the Livingwell website don't forget to check out the coupons!
To get your Free box of Kashi cereal you need to purchase a specially marked container of Silk soy beverage. Then go to the Silk.ca website and enter the batch number from your carton to receive your coupon for your free cereal.. To sweeten the deal register on the Silk.ca site and get either a 50 cent coupon or if you sign up for Silk.ca emails a $2 coupon! (I think it's a Printable Coupon)
Silk in my area sells for about $4.49 -$2 coupon =$2.49 for a carton of Silk and a box of Kashi is some Extreme Couponing Canadian Style!
Terms and Conditions†Enter the batch number from specially marked cartons of Silk® Beverage products at www.drinksilk.ca and receive a coupon (by mail) for a free box of select Kashi* cereal. 40,000 coupons are available, while supplies last. Requests must be received by December 31, 2011.
I was asked by a reader what gas station the free gift card was vaild at and recieved this response from Kelloggs:
Thank you for contacting us on-line. We appreciate your interest in our company.
The Gas Cards are generic and can be used at any gas station that accepts pre-paid credit cards.
Thank you once again for taking the time to e-mail us.
Consumer Response Specialist
Reader Edmontonjb told me that the Free $5 gas gift card that you could get from the boxes of cereals was just a $5 prepaid credit card and they spent theirs purchasing Amazon gift cards on-line. If this is just a pre-paid credit card you can spend it anywhere that accepts prepaid credit cards for what ever you want. Good Deal!
We have two purses up for grabs. One will be given to a lucky winner lottery-style, with one ballot allotted for every friend you invite between Thursday, September 15th at 4:00 PM (ET) and Thursday, September 22th at 11:59 PM (ET). The second bag will be awarded to the member who invites the most friends in the above time frame.
Oh my goodness! I am so excited. I have printed off coupons from the US SmartSource site when going on vacation in Florida and wished that a Canadian version was available. My wish has been granted.
As of September 26 SmartSource.ca will be live!! WooHoo!
If you are a couponer, SmartSource should look familiar to you. SmartSource is one of the coupon inserts we get in our local newspapers.
"News Marketing Canada, the company behind the SmartSource brand of consumer-savings products and services, announced today that it will be bringing the successful American online couponing site, SmartSource.com to Canada as SmartSource.ca and UtiliSource.ca, the French language site.
The U.S. site has approximately 100 coupons available at a time, predominantly focused on consumer packaged goods and beauty items. The U.S. site has been running for more than ten years and is one of the country’s most popular and trusted online couponing sites."
Some great Printable Couponsare available right now from Livingwell.ca (Johnson & Johnson Canada).
$1.50 off printable coupon for Bandaids(excludes trial size packs) expires Dec 31/11
$5 off printable coupon for Tylenol body pain night 18-40pk Expires April 30/2012
$5 off printable coupon for Tylenol Arthritis 50pk or higher exp Dec 31/2011
I have purchased the Tylenol Arthritis large bottle when it was on sale for $10 and used the $5 off coupon to score a great deal! (The regular price was $18.99) I'm keeping my eye open for the 18pack of Tylenol body pain night to go on sale to get the best deal with the $5 printable coupon.
It's always a good idea to:
Print off the coupons as they become available. Sometimes they pull the coupons off the Livingwell.ca site well before the expiry date. This way you know you have the coupon for sure!
Sign up on the Livingwell site. They will send out an email when new coupons andfree samples are available. You can only order the free samples if you are a member.
We asked Moneyville.ca to give us some insight into what we need to know about Lines of Credit. Adam Mayers, editor at Moneyville.ca provided the following Q&A. Q: How did LOC’s evolve as a borrowing tool?
Over the last decade, lines of credit have gone from an innovative lending tool for Canadians hoping to take a big trip or finish the basement to Public Enemy No. 1 in the war on consumer debt.
Lines of credit were originally meant to help homeowners fund expensive home renovations. Now, however, they are bring used to fund everything from trips to cars to electronics.
It’s not surprising that home equity lines of credit (HELOC) have become such a popular way to borrow. They offer many benefits including:
They are low-risk to the bank because they are secured by property. You can typically borrow up to 80 per cent of your home equity and you need to own only 20 per cent of your home to qualify.
You can draw it down at will and don’t have to apply for a new loan each time you use it. That saves you and the bank money.
Interest-only payments make them especially seductive, masking the true cost of repaying the amount borrowed.
The rates are far cheaper than unsecured lines of credit and traditional credit cards. They can be as low as prime, currently at 3 per cent, to 29 per cent on some credit cards.
Borrowers can get at the funds in a number of ways - online, cheques, at the ATM, or as overdraft protection on a personal account.
Q: LOC stats – A statistical look at lines of credit. How many do Canadians have? What is the average balance. What are they used for etc...
Personal lines of credit were unheard of 20 years ago. But in the past five years their value has doubled and now stands at $219 billion, about 12 per cent of all Canadian household debt. According to the Bank of Canada, the amount we owe on them is growing at twice the rate of mortgage debt.
The amount owed on home-equity lines of credit has grown by 170 per cent in the past decade — twice the rate of mortgage growth. Bank figures show that about one-third of home-equity borrowing is used to pay other debt, and 20 per cent is used for stock market investments.
Q: What are 10 things you need to know about a line of credit?
1. What is it? - A personal line of credit is a predetermined loan that allows you to spend up to a certain amount. Unlike a regular loan, you don’t start paying interest charges until you decide to use it.
2. Who offers them? - PLCs are offered through banks and credit unions.
3. You may already have one – sort of - Most banks offer overdraft protection on your chequing or savings accounts, which is in effect an automatic line of credit.
4. Secured vs. unsecured - There are two types of PLCs – unsecured or secured. A secured line of credit, backed by GICs or the equity in your house, lowers the risk to the bank so you get a lower interest rate, lower monthly payments and a significantly higher limit. This can save you hundreds a year if you plan to use a significant amount of credit.
5. How big a limit? -A personal line of credit limit can range from $5,000 to $500,000 or more depending on whether it is secured or not and on other factors: your credit score, your income and the amount of your other outstanding financial obligations, like car payments, mortgage payments and other loans.
6. Ease of use - You can write cheques, withdraw cash at an ATM or move money around among your other accounts. Just remember, you’re borrowing money and whatever you spend has to be paid back.
7. Interest - Lines of credit come with a much lower interest rate than most credit cards, usually 1 to 3 per cent above the bank’s prime rate, versus up to 28 per cent for some department store credit cards.
8. Using a line of credit for investing - The advantages listed above make lines of credit an attractive way to borrow to make an investment. You can make the minimum payment until it is time to sell and (hopefully) realize a gain – and then the interest you paid on the amount used to buy the investment is tax deductible.
9. Insurance - You can purchase line of credit insurance, so that in the case of injury or death your payments can be suspended or the balance covered. Insurance can be purchased as a percentage of your outstanding balance amounting to just a few dollars a month, depending on the level of protection or benefits you choose..
10. Avoid the debt spiral - Know your own limit: It can be tempting to buy that bedroom suite you’ve had your eye on, or to treat a line of credit like additional income. Even a good strategy, like using a line of credit to pay off a high-interest credit card balance, can prove dangerous if you allow yourself to run the credit card balance back up again and get caught in a debt spiral.
Q: What questions should you be asking your bank before you take out an LOC?
What’s the rate. How might it change?
Is the payment interest only
How much is my monthly payment.
Always ask for a better rate. ‘Is that the best you can do for me?’
What a great Deal! Today's Toronto Groupon is $10 for a pass to the Toronto Zoo.
This is the best price for Toronto Zoo admission that I have seen in a while. Regular price is $23 for adults and $13 for kids 4-12. This deal expires at midnight tomorrow (Sept 16) so act quick! Visit Groupon and pick up your fantastic Toronto Zoo admission deal
Expires Mar 4, 2012
Limit 1 per person, may buy
10 additional as gifts. Valid for all ages. Not valid 12/26/11 or
2/20/12. Not valid for events outside regular Zoo hours.
Here is a great coupon I just received in my email. This coupon makes a family night out more affordable! I would give your local ESM a call to make sure they are accepting this coupon. (since it looks like all locations won't accept it)
The deets- *Spend $30 or more on food or non-alcoholic beverages (before taxes) and receive $10 off your bill with the above coupon. Offer available at participating East Side Mario’s locations. Dine-in only. Cannot be redeemed with any other offer. One coupon per table per visit. No cash value. Taxes extra. Offer ends October 31, 2011.
There was a display of cereal bars and on the side were mail in forms. The form states you will get a $5 gas card when you buy any 3 Nutrigrain, Fibre plus, all-bran or Special K bars. I'm not sure about the other bars but I know that the Special K bars go on sale for $1.99 sometimes and I have some 50 cent coupons I found in store a while ago.
If I purchased 3 Spec K bars @ $1.99= $5.97-3x 50cent coupons=$4.47+ 67 cents for the stamp=$5.14
Basically if I do the deal above 3 boxes of bars should end up costing 14 cents. I have no problem being paid back in a gas gift card because can't we all use one of those?
Rebate deets- you will need to mail the original rebate form(like the one above) along with the box tops(no receipt) Maximum 5 requests per household, submissions must be received by Dec 31,2011. Gift card available while quantities last. Does not specify a date range for purchase.
I emailed Kelloggs about the details of the gift card. Read more about the free gas card here
Livingwell Canadais offering another great free sample. Tomorrow (Sept 13) they are giving out 11,000 Tylenol Arthritis free samples. They never have a set time as to when the freebie goes live so just check every now and then to see if it's live.
Remember- To get this freebie you must register. I would suggest registering beforehand if you aren't already so you can scoop up your freebie as they go very quickly once the deal is live.
If you visit the LivingWell website there is also a free printable coupon for $5 off Tylenol Arthritis 50pk or more. Sometimes the large bottle goes on sale for $10 so a $5 coupon brings your cost down to only $5! Now that's someExtreme Couponing Canadian style!
A great Extreme CouponingCanada deal in the making! Visit Peek Freans Facebook page tomorrow, Monday, Sept. 12th.(the deal is not up right now-Sept 11)
They are giving out coupons- Buy One Get One Free Lifestyle Selections cookies. I was lucky enough to get a coupon the last time they ran this promo and picked up some bran and lemon cranberry cookies for 99 cents a bag combining coupons and sales.
Being a preteen is harder than it looks! School is more challenging, bodies are changing, relationships with parents are different, and new issues arise with friends. But preteens can find encouragement and inspiration in this collection of stories by other preteens, just like them, about the problems and issues they face every day. Chicken Soup for the Soul: Just for Preteens will help readers as they navigate those tough preteen years from ages 9 to 12 with its stories from others just like them, about the highs and lows of life as a preteen. It's a support group they carry in their backpack!
I have 3 copies of Chicken Soup for the Soul: Just For Teenagers to giveaway to 3 lucky readers
Giveaway starts September 9/2011 and ends Sept 23/2011.
This giveaway is open to Canada & USA readers
Once the winner is randomly chosen you will have 72 hours to respond to claim your prize or a new winner will be chosen.
Even though I have 3 copies to give away you can only win 1 copy per household
#Win a copy of Chicken Soup for the Soul: Just For Teenagers from @Moneysavermomd#Giveaway ends Sept 23 http://bit.ly/pOGVsf
Subscribe to Money Saving Canadian Mom via email below and verify your subscription(leave me your email)
I received a free copy of Chicken Soup for the Soul: Just For Teenagers in exchange for this post.
Extreme Couponing Canada deal for the dog! Pet Smart has the bags of Purina One 2.7Kg on for $8.99 with your free pet perks card. If you go to this link at Save.ca there is a $5 coupon making the $12.99 food only $3.99 per bag!
I do not feed this variety of food to my dog because of his food allergies but I will pick some up to donate to the humane society.
Sale Ends September 25, 2011.
You can also sign up on Purina.ca for the mypuppy program. It comes with lots of great info, a cute collar tag and a coupon for a free bag of dog food.
School is back in, summer is over. Did you celebrate summer as much as I did?
Hot dogs and smores while camping, peanut butter and chocolate ice cream at the lake, authentic Mexican andpina coladas by the pool while on vacation in San Diego. Mmmm, yummy. Time to pay the piper. (or buy new clothes)
For a limited time WeightWatchers.ca is offering free sign up when you purchase the 3 month online program. * Sign-up fee waived (a $39.95 value).